Monday, July 29, 2013

Debt Settlement - Pros and Cons of Having One


One day, you suddenly realized that you are heavily in debt. All your credit cards are used to the maximum limit and the creditors keep calling to remind you on your overdue payments. You are considering whether you want to go for a debt settlement or bankruptcy. Sure, debt settlement sounds good because you do not need to go through the lengthy legal process if you declare bankruptcy, but before you decide, you need to spend a bit of time to weigh the pros and cons of having a debt settlement.

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Don't Panic! What to Do When You Need a Lawyer


It's an unfortunately reality of life that, at some point, you're going to need the services of a lawyer. It doesn't matter if you live in California, Indiana, or Tennessee, you're bound to need a lawyer one day. But don't wait until you're in desperate need before you learn about the different types of law practices and how attorneys can help. Here, then, is an overview of what you can expect from different types of law practices.

Criminal Defense

As its name implies, a criminal defense lawyer represents those who have been charged with a crime. The crime may be drunk driving (DUI), drugs offenses, or something even more serious. If you or a loved one are charged with a crime, it's important to retain the services of a criminal defense attorney immediately. He can be present to guide the defendant through the police interrogation process, as well as through the preliminary hearing. He can negotiate a plea on the defendant's behalf or prepare a criminal defense should the case go to trial.

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Sunday, July 28, 2013

Florida Cyberfraud, Identity Theft and Consumer Protection Law Resources


Cyberfraud, identity theft and consumer fraud threaten Floridians on a daily basis. Knowledge and vigilance are the most effective ways to combat these threats. This article details resources that can help you take action to prevent or minimize the effect of these criminal acts.

CYBERFRAUD TASK FORCE

Technology developments have impacted our world in many positive ways. Unfortunately, the growth of technology has also dramatically increased the opportunities for con artists and scammers. Frequently Florida consumers are unaware that they've been conned in an internet scam or that their online activities have left them exposed to fraud.

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Upside Down - Turned All Around - After An Auto Accident


The TV commercials are all over the networks showing two friends chatting away oblivious to what is happening around them and WHAM another car smashes into the them while air bags are going off with blank looks coming from their faces. The ad's apparent purpose is to demonstrate how safe this car is with front and side air bags with reinforced doors and multiple safety features where the driver and his passenger are able to walk away from it without an injury. This little 60-second commercial is over, but what happens next in the real world?

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Saturday, July 27, 2013

Driver Beware - Uninsured Motorists Are All Around


With millions of vehicles on the road each day around the state of California, and with auto insurance coverage being mandatory state policy, you would think that you were safe, driving next to people. After all, if there is an accident, even a small one, the two of you can simply exchange insurance information; that way, you are all set and everything will be taken care of, right? Not so fast. Unfortunately, the Insurance Information Institute (III) reports that 14 percent of all the vehicles on the roads today do not have any auto insurance.

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2009 - Footrace to an Unseen Finish Line


News about solutions to falling prices in Single Family Real Estate has been prolific and articles in the media and on the internet appear like mushrooms on a pile of manure. My opinion as to the long term solution to this problem has not changed. The only viable solution to stabilizing the housing market is for lenders to mark loans to the market as quickly as possible (with or without government subsidies), take the losses that result, keep people in their homes and move on. If they do not act, the market will, by continuing to fall until prices reach a sustainable level for homeowners and an attractive level for investors. Because of continued job losses, affordability will continue to drop and then prices will drop and so on...

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Friday, July 26, 2013

The Secret of the IRS Levy Revealed!


People who refuse to pay up their tax dues may have to incur the wrath of the IRS in the form of a wage garnishment. The IRS has a very simple modus operandi, if you don't pay up when requested politely, they take the money forcibly and wage garnishment is a blaring example of the IRS flexing its muscle. Not only your income but also your bank accounts and assets can be levied so if you have received a levy notice, you need to act NOW because this move can be very invasive to say the least and it may cripple your finances completely.

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Thursday, July 25, 2013

What to Do When Arrested for Fraud


When someone is arrested for fraud in Florida, they should hire an attorney as soon as possible to defend their rights. There are stiff penalties associated with these types of crimes, so having a competent lawyer to protect a person's rights is very important. It is necessary to have a licensed Florida criminal lawyer who is familiar with the statutes to create the best possible defense for the accused.

The Basics
The State of Florida considers fraud theft. It is usually non-violent and does not involve bodily injury to other people. It is often linked to investments or political agendas. As a result, fraud is frequently referred to as a white collar crime. In most cases, the defendant is accused of committing the act on purpose to gain other people's money, assets or power.

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